Flexible Financing
for Your Home Remodel

PROMOTIONAL 0% APR AVAILABLE*

Remodel now and pay over time with financing solutions designed
to fit your budget. Choose between a promotional financing program
or a home equity line of credit, through our trusted local lending partner.

Financing subject to credit approval.

Financing Made Simple

Make Your Dream Space
a Reality Today

Whether you’re planning a kitchen upgrade, a spa-like bathroom, a finished basement, or a complete home renovation, financing can make it easier to start now and pay over time.

Our lending partner offers two flexible options for qualified homeowners-so you can choose the solution that works best for your goals.

Promotional
0% APR Available*

For select qualified applicants

No
Annual Fee

On the promotional
financing option

Fast & Secure
Application

Apply online with
confidence

Trusted Local
Lending Partner

Solutions from a name you can trust

*0% APR for 12 months beginning on the date of first purchase for qualified applicants

Financing That Fits Your Project

Promotional Financing

Perfect for smaller to mid-sized projects.

  • Promotional 0% APR for the first 12 months
  • No annual fee
  • Digital card access after approval
  • Fraud alerts and account controls
  • Mastercard ID Theft Protection™
Learn More

Home Equity Line of Credit

Perfect for larger remodeling projects.

  • Borrow against your home’s available equity
  • Higher borrow potential
  • Interest may be tax-deductible*
  • Revolving line of credit for ongoing needs
  • Customized for your financial goals
Learn More

*Consult your tax advisor regarding the deductibility of interest.

Projects You Can Finance

Kitchen Remodeling

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Bathroom Remodeling

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Basement Remodeling

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Whole Home Renovations

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Decks & Outdoor Living

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Understanding the Promotional Rate

The promotional financing option offers 0% APR for the first 12 months on purchases for qualified applicants. After the introductory period ends, any remaining balance will be subject to the lender’s standard variable APR. Current rates and terms are determined by the lender and are subject to change.

Financing is provided by our trusted local lending partner and is subject to credit approval, available credit, and program terms. Blue Ridge Build Co. does not make lending approval decisions.

Frequently Asked Questions

Find quick, helpful answers to common financing questions so you know what to expect before starting your application.

Qualified applicants may be be eligible for a promotional financing option that offers 0% APR for the first 12 months on purchases. It can be a great solution for smaller to mid-sized remodeling projects, allowing you to begin your renovation while making manageable monthly payments. Financing is subject to credit approval, and all rates, terms, and eligibility are determined by our trusted local lending partner.

After the introductory period ends, any remaining balance will be subject to the lender’s standard variable APR. Current rates, terms, and eligibility are subject to change.

No. The promotional financing option does not have an annual fee.

Yes. Many homeowners choose to finance only a portion of their remodeling project while paying the remaining balance through other means. We’ll work with you to determine the financing amount that best fits your project and budget.

A Home Equity Line of Credit (HELOC) allows qualified homeowners to borrow against the available equity in their home. It can be an excellent financing option for larger remodeling projects and provides flexible access to funds, subject to lender approval and terms.

Approval times vary based on the financing option and application details. Qualified applicants for the promotional financing program may receive access to a digitally issued card within days of approval, helping keep your remodeling project on schedule.

Financing may be available for eligible kitchen remodeling, bathroom remodeling, basement remodeling, whole home renovations, and decks & outdoor living projects. Available financing is subject to lender approval, credit qualifications, and applicable program terms.

Ready to Build Something Beautiful?

Whether you’re ready to start your remodel or just exploring ideas, we’d love to talk about your vision.

Request FREE Consultation
Explore Financing Options